Skip to main content
About Us
Careers
Rates
Location & Hours
Contact
Advice
Blackhawk Bank & Trust
Main Navigation
Home
Advice
Credit and Debt
Credit
Debt
Money Management
Banking
Budgeting
Saving
Spending
Workplace Finances
Employee Benefits
Paycheck Planning
Retirement Plans
Homeownership
Buying a Home
Mortgage
Home Equity
Refinancing
Paying for College
Saving for College
Financing College
Repaying Student Loans
Retirement Planning
Saving for Retirement
Social Security
Living in Retirement
Family Finances
Life Events
Identity Protection
Insurance
Kids & Money
Financial Crisis
Financial Calculators
Auto
Mortgage
Home Equity
Savings
Retirement
Debt
Budget
Insurance
Business Finance
Business Management
Business Marketing
Financial Advice
Credit and Debt
Credit
Debt
Money Management
Banking
Budgeting
The Benefits of Personal Financial Management Tools
Saving
Understanding the Savings Deposit Program (SDP)
What Is an Add-On CD?
Spending
What is Surge Pricing?
Workplace Finances
Employee Benefits
Navigating Employee Stock Purchase Plans (ESPPs)
Understanding Company Bonuses
What Is a Severance Package?
Paycheck Planning
Retirement Plans
Home Ownership
Buying a Home
Mortgage
Getting the Lowest Mortgage Rate
Understanding VA Loans
What Is a Jumbo Loan?
Home Equity
Refinancing
Paying for College
Saving for College
Financing College
Repaying Student Loans
Retirement Planning
Saving for Retirement
Social Security
Living in Retirement
What Is a Retirement Visa?
Family Finances
Life Events
Insurance
What Is FAIR Plan Insurance?
Identity Protection
Kids & Money
Financial Crisis
Financial Calculators
Auto
Mortgage
Home Equity
Savings
Retirement
Debt
Budget
Insurance
Home
Credit and Debt
Credit
Is your credit card balance higher or lower than it was a year ago?
Is your credit card balance higher or lower than it was a year ago?
Primary tabs
View
(active tab)
Results
Choices
Higher
Lower
About the same
I don't know
Copyright
Related Content
Article
How Many Credit Cards Should You Have?
Understanding Credit Costs
Are Credit Repair Services Worth It?
Important Credit Card Terms
Travel Reward Programs
Using a Personal Line of Credit
Boosting Your FICO Score
Smart Purchases to Make on Credit
Alternatives to Pay Day Lenders
Vehicle Financing Options
Understanding Credit Card Interest
Credit-Building Loans
Should You Transfer Account Balances?
Consumer Reporting Agencies
Closing Down a Credit Card Account
Lower Your Credit Card Rate
Choosing a Credit Card
Building a Credit Reputation
The Ins and Outs of Your Credit Score
Repairing Your Credit
About Those Interest-Free Offers
Fee-Based vs No-Fee Credit Cards
Living a 'Credit-Free' Life
Maximizing Credit Card Rewards
Your Annual Credit Report Review
Evaluating Credit Card Reward Programs
Understanding Your Credit Report
Why Your Credit Utilization Ratio Matters
Credit Repair Scams
The Fair Credit Reporting Act
Cosigning a Loan
Keeping Track of Your Credit Score
Good Reasons to Borrow Money
Disputing a Credit Card Transaction
What Your Credit Score Means
Dealing with a Spouse’s Credit Issues
Credit Card Industry Laws
Secured vs. Unsecured Loans
Calculating Annual Percentage Rates
Watch Out for Payday Loans
Financial Calculator
Compare Two Vehicle Loans
Low Rate or Cash Back?
Compare Vehicle Loans by Term
Are Credit Card Balance Transfers Worth It?
Calculate a Vehicle Payment
Poll
How many credit cards do you have?
Do you make everyday or unnecessary purchases on credit?
Do you know your FICO score?
When you make your monthly credit card payment, do you most frequently:
Which do you use most frequently for payments?
What type of reward do you receive on your most used credit card?
In the last six months, have you missed or been late on a credit card payment?
Is your credit card balance higher or lower than it was a year ago?